Terms of Service
Please read these terms carefully before using our tools.
Last Updated: May 16, 2026
1. Acceptance of Terms
By accessing and using Tools Lurkawindo (the "Service"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to abide by these terms, please do not use this Service. We reserve the right to modify these terms at any time, and such modifications shall be effective immediately upon posting.
2. Description of Service
Tools Lurkawindo provides a suite of free, web-based utility tools, including but not limited to PDF manipulators, image compressors, and financial calculators. We provide these tools using a Hybrid Zero-Retention Architecture to prioritize your privacy.
- The Service is provided 100% free of charge.
- No account creation is required to use the Service.
- We reserve the right to modify, suspend, or discontinue any tool at any time without notice.
3. User Data and Files
Because we respect your privacy, you maintain full ownership of any data, images, or documents you process using our Service.
Processing Guarantee
You acknowledge that while some intensive tasks may utilize our ephemeral servers for processing, your files are never backed up, stored, or viewed by our team. All files are automatically and permanently deleted from our temporary RAM immediately upon task completion. For more details, see our Privacy Policy.
4. Acceptable Use Policy
You agree to use the Service only for lawful purposes. You are strictly prohibited from:
- Using our tools to process, encrypt, or hide illegal, illicit, or copyrighted material you do not own.
- Attempting to reverse-engineer, decompile, or hack our application architecture.
- Using automated scripts, bots, or scrapers to overload our servers or bypass our client-side processing limits.
5. Disclaimer of Warranties
The Service is provided on an "AS IS" and "AS AVAILABLE" basis. Tools Lurkawindo makes no representations or warranties of any kind, express or implied, as to the operation of the Service or the information, content, or materials included.
Financial Tool Notice
Our financial calculators (including SIP, Home Loan, Car Loan, Salary, and Retirement calculators) are designed for educational and informational purposes only. They rely on mathematical formulas and do not account for specific bank fees, dynamic tax laws, or market volatility. We are not financial advisors. You should not make real-world financial decisions solely based on the outputs of our Service.
6. Limitation of Liability
In no event shall Tools Lurkawindo, its creators, or its affiliates be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Service. This includes, but is not limited to, data loss, financial loss, or damages resulting from errors or inaccuracies in our calculators or document processors.
7. Contact Information
If you have any questions or concerns regarding these Terms of Service, please contact us.